Lifestyle Money

7 Things You Can Do For Yourself Before Year Ends

Before spending money to buy gifts for Xmas exchange with your colleagues and friends, here are top 7 things you can do for yourself.   1. Redeem your Rewards Points Login to all your Telco, Credit Card, NTUC Linkpoints, Grab, Capitaland, Watson, Isetan, etc, accounts to redeem the points that you have accumulated over the …

Continue Reading
Money

Best Cashback Credit Card for Big Purchase

  Purchases / Credit Card Standard Chartered Unlimited CashBack UOB One Card Bank of China Family Card American Express True Cash Back OCBC 365 Cashback Dining  1.5% 3.33% or 5% per quarter 7%  1.5% 6% Sat & Sun, 3% Mon – Fri, 3% Overseas Online purchases  1.5% 3.33% or 5% per quarter 5% 1.5% 3% …

Continue Reading
Money

Risk of Foreign Currency Fixed Deposit

I am sure you have more than once been tempted to put your money into a higher interest foreign currency fixed deposit when you caught the attractive high interest rate when you stepped into a bank. Such investment is not as secured as its naming sound as a FIXED DEPOSIT. Always found out the fees/charges …

Continue Reading
Insurance Money

4 Easy Steps to Plan for Retirement

Want to start planning for retirement? Don’t be intimated by how little or how much you can only save for your retirement. At least you have started. You will be surprised by the number of adults who have yet to plan for retirement until they have reached their 40s. Yes, by 40s, one should have …

Continue Reading
Lifestyle Money

Is NTUC membership worth it?

$117 per year membership for extra 4% cash rebates. 4% cash rebates is quite substantial. However, the catch is for this rebate is to pay a membership of $117 per year. To earn back your membership fee per year, you need to spend at least $2,950 at least per year ($245.83 per month) to earn …

Continue Reading
Insurance Money

Short-Term High-Guaranteed Endowment Plan 2017

Etiqa save series China Life SaveReward 101 Series II (RMB) LIC Money More Plan LIC Money More Plan FWD Endowment Plan Duration: 6 years 5 years 6 years 3 years 3 years Premium Paying: 2 Years (Annual Premium) 3 Years (Annual Premium) Single Premium Single Premium Single Premium Guaranteed Maturity Yield: 2.02% p.a. 3.62% p.a. 2.10% …

Continue Reading